The Affordable Care Act brought the concept of buying independent plans, rather than relying solely on employer-provided group plans, to the forefront for many healthcare consumers. This shift in approach has led to several recurring inquiries that licensed insurance brokers encounter. Common questions include, ‘When can one purchase individual and family insurance plans?‘ and ‘Is the […]
Can I Buy Health Insurance At Any Time? Read More »
When it comes to choosing a health insurance plan under the Affordable Care Act (ACA), understanding the different tiers is essential. The ACA health plans are often referred to as ‘metal’ tiers due to the use of bronze, silver, gold, and platinum designations. Each tier offers different coverage levels and cost-sharing arrangements. In this comprehensive guide,
What Are the Four ‘Metal’ Tiers of ACA Health Plans? Read More »
Medicare Enrollment Periods can be confusing and overwhelming for many people, especially those who are new to Medicare. With multiple enrollment periods and deadlines to remember, it can be challenging to understand which enrollment period is right for you and what options are available. Remember: You have a seven-month window around the month you turn
When to Enroll in Medicare: Medicare Enrollment Periods Read More »
Navigating the world of self-employment comes with its perks and challenges, and one significant aspect that often raises questions is health insurance. As a self-employed individual, you might wonder, “Do I need health insurance if I’m self-employed?” The short answer is yes. In this comprehensive guide, we’ll delve into the reasons why health insurance is crucial
Do I Need Health Insurance If I’m Self-Employed? Read More »
Facing the need to renew your healthcare coverage through the OHP Redetermination process can be a bit daunting. However, with the right information and guidance, the process can be smoother than you think. In this guide, we’ll take you through every aspect of OHP Redetermination, ensuring you have the knowledge and confidence to successfully renew
Do you have Medicare and Medicaid? READ THIS! Read More »
In the year 2020, a notable 91.4% of the American populace embraced health care coverage for either some portion or the entirety of the year. However, a remaining 8.6%, which equates to a substantial count of 28 million individuals, found themselves bereft of such coverage. This enlightening statistic hails from none other than the esteemed
How Do I Choose the Right Health Insurance Plan? Read More »
Medicaid and Medicare are two critical healthcare programs in the United States, designed to provide affordable medical coverage to eligible individuals. Understanding how Medicaid works with Medicare is crucial for those seeking comprehensive healthcare support. This article aims to demystify the complexities of these programs and help you gain insights into the eligibility criteria, enrollment process, benefits,
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